Health Benefits

ON THIS PAGE

MEDICAL PLANS | DENTAL PLANS | VISION PLANS | BASIC LIFE | PART-TIME FACULTY/ADJUNCT

 

The Public Employees’ Benefit Board is PSU's plan administrator. Detailed information can be found on the PEBB website.

Benefits Effective Date

Enrollment deadlines apply: Please note employees must enroll within 30 days of eligibility, which is usually the date of hire but may be a job change if transferring into a benefits-eligible position.

Benefits are effective after:

  1. The first of the month following the eligibility date AND
  2. Online enrollment in benefits

 

Medical Insurance

Medical coverage includes medical, vision, and prescription drug benefits. There are several plan choices for employees in full-time positions as well as a choice of subsidized lower-cost, lower-benefit plans for employees in eligible part-time classified (SEIU-represented) positions.

  • Employees in unclassified positions working at least .5 FTE can only enroll in Full-Time benefits.
  • Employees in classified positions who are working .75 FTE or greater can only enroll in Full-Time benefits.
  • Employees in classified positions who work .5 FTE to .74 FTE can either enroll in Part-Time or Full-Time benefits (please review cost differences).
  • Postdoctoral Scholars that are working at least .5 FTE. Please contact benefits@pdx.edu if you believe you’re eligible.
  • Employees in part-time (adjunct) faculty positions who meet eligibility please refer to the Benefits for Part-Time Faculty materials below.

Dental Insurance

PEBB sponsors several types of dental plan designs. Employees in full-time positions may choose among four plans. Two lower-cost, lower-benefit plans are offered for eligible employees in classified (SEIU-represented) positions. Employees may choose to not enroll in coverage

Vision Plans

Employees enrolled in full-time Kaiser HMO or Kaiser Deductible medical plans have access to Kaiser Vision as part of their medical plan. Employees who are enrolled in other medical plans and wish to have a vision plan are able to voluntarily enroll in the VSP plan. Employees may choose not to enroll in coverage

Kaiser Vision

Full-time Kaiser HMO and Kaiser Deductible plans include Kaiser Vision

Use your Kaiser card to access benefit

VSP

VSP Plan Summary

All other plans including part-time may elect VSP

No card issued, use your PEBB ID number to access benefit


Basic Life

PSU pays for $10,000 of basic life insurance for each eligible employee. Additional life insurance is available as part of the optional benefits portion of your benefits package.


Benefits for Part-Time Faculty

Employees in part-time faculty positions, who were eligible for PERS membership during the previous calendar year - across one or multiple Oregon higher education institutions - may obtain health care through their higher education employer. Premium costs will be funded at 90% by the "home institution" (the institution chosen by the employee to provide the benefits) and the remaining 10% premium cost share is to be covered by the employee. This is for employee-only medical, prescription, dental and vision coverage.

Eligibility and Review Periods

All criteria must be met within the review period.

  1. Must be actively working and receiving a paycheck for the "home institution" for the current term
  2. Eligible for PERS membership during the previous calendar year using PERS definition for annual eligibility. (This includes individuals currently enrolled in ORP)
  3. Only teaching hours count toward determining PERS membership eligibility. (Research and other duties do not count)
  4. To be eligible for this program, employees may not be currently covered by, or eligible for, a PEBB or OEBB medical plan as an employee or dependent

Enrollment Information

  • All enrollment time periods will correspond with the start date of each academic term when an employee is considered newly eligible. Eligible employees will have 30 days after hire to complete enrollment with the healthcare program. 
  • If employees are hired mid-term an exception may be made to enroll outside of this time period within 30 days. 
  • It is the responsibility of the employee to research and compare plan options at the different institutions they could designate as their home institution. 
  • Enrollment timelines may be updated related to future legislative changes.
  • Eligible employees are allowed to enroll in employee-only medical, prescription, dental and vision coverage.

Cost

  • Employee's monthly premium share 10%. 
  • Collected via payroll deduction from monthly paycheck
  • Home Institution monthly premium share 90%

Determining Eligibility

Employees who currently work at and wish to establish PSU as their home institution must complete the following items

  1. Gather the documents that demonstrate proof of eligibility from the institutions worked in the review period. Documentation must state total teaching hours worked during that time.
  2. Complete the Part Time Faculty Attestation of Eligibility for Benefits Coverage.
  3. PSU's HR Benefits team will communicate eligibility status after reviewing the submitted documentation.
    • Eligible employees receive a link to the PEBB enrollment portal and are allowed to enroll in employee-only medical, prescription, dental and vision coverage.
  4. Complete the enrollment process within 30 days of eligibility. Benefits begin the first of the month following enrollment when this process is completed within the required timelines.
  5. A payroll deduction will be set up for this benefit. Premiums are paid a month in advance. The 10% premium cost share will be deducted from the employee's monthly pay.
    • Double premiums will be taken in the subsequent month if the initial premium isn’t set up in the current payroll cycle. 
    • When a monthly paycheck is insufficient to cover the cost of premiums the employee will be required to submit the missing amount prior to the end of the current payroll month in which the amount was missing to avoid benefit termination.
    • Employees who are concerned that their check will not be sufficient at PSU to cover the cost of premiums should consider using another institution from which the most pay is earned as their designated home institution so that premiums are appropriately deducted.

Additional Information

  • PSU will complete an Annual Review: Eligible employees who elect coverage will be eligible for coverage for the following 12-months as long as they remain actively employed and are receiving a paycheck at PSU:
  • October eligibility assessment allows coverage from November through October.
  • Employment Termination: When the position ends at PSU, insurance will cease at the end of that month. 
  • Employees continuing to work part-time at other Oregon public community college or university institutions, who are eligible for this coverage, may designate a new home institution where they are actively receiving pay. Employees should work with that institution to continue coverage.
  • Double coverage: Members are not eligible to enroll in HB 2611 PEBB coverage if they are already enrolled in another PEBB or OEBB plan, either as a subscriber or as a dependent.
  • Opt-out payments: Members eligible for HB 2611 coverage are not eligible to receive any opt-out stipends.
  • Open Enrollment: Changes to initial enrollments during can be made during Open Enrollment, October 1-31 each year for changes to be effective January 1st of the following year. The Open Enrollment process is in addition to the enrollment for HB 2611 Healthcare.

Resources:

The employee's “home institution” type will determine which medical, prescription, dental and vision benefits are available and at what cost.

Oregon University plan benefits (PEBB)

Community College plan benefits (OEBB)

Questions? Contact benefits@pdx.edu

List of Participating Schools

Blue Mountain Community College

Central Oregon Community College

Chemeketa Community College

Clackamas Community College

Clatsop Community College

Columbia Gorge Community College

Eastern Oregon University

Klamath Community College

Lane Community College

Linn-Benton Community College

Mt. Hood Community College

Oregon Coast Community College

Oregon Institute of Technology

Oregon State University

Portland Community College

Portland State University

Rogue Community College

Southern Oregon University

Southwestern Oregon Community College

Tillamook Bay Community College

Treasure Valley Community College

Umpqua Community College

University of Oregon

Western Oregon University